With more people turning to platforms like eBay, Vinted, and Facebook Marketplace to declutter or earn some extra income, the question keeps popping up: do I have to pay tax when I sell something online? The answer depends on what you’re selling, how often you sell, and whether you’re making a profit. If you are […]

Inheritance Tax (IHT) can significantly reduce the wealth passed on to your loved ones. With rising property values and relatively low tax thresholds, more families than ever are being caught by the 40% tax on estates above the nil-rate band. If you’re looking to reduce your inheritance tax bill, one strategy worth considering is setting

In today’s digital world, accounting software like Xero, QuickBooks, and FreeAgent have made bookkeeping much more accessible for business owners. These tools can automatically pull in bank transactions, create invoices, track expenses, and even submit VAT returns. So it’s fair to ask: do you still need an accountant if you’re using accounting software? The short

As remote work continues to rise in popularity, more professionals are choosing flexible careers that allow them to work from anywhere. While this lifestyle offers many benefits, it also raises important financial planning questions—especially when it comes to saving for retirement. Unlike traditional employees who have workplace pension schemes, remote workers, freelancers, and self-employed professionals

As the festive season approaches, many employers choose to reward their staff with Christmas bonuses. While these bonuses are a great way to show appreciation, it’s essential to understand how they are taxed and what employers need to consider to stay compliant with HMRC regulations. This guide explains how Christmas bonuses are treated for tax

National Insurance Contributions (NICs) are a crucial consideration for self-employed workers in the UK. These payments not only contribute to vital state services but also determine your eligibility for benefits like the State Pension and Maternity Allowance. This guide dives into everything self-employed individuals need to know about NICs in 2025, including rates, thresholds, and

Filing a tax return can be daunting, especially with changing regulations and deadlines. At Clayton Stirling & Co, we specialize in simplifying the tax return process for individuals and businesses in Kent. With our expert knowledge and years of experience, you can rest assured your finances are in safe hands. You may also be interested

As a business owner, one of the most important decisions you will make is choosing the right structure for your business. In 2025, many entrepreneurs are considering whether registering as a Limited Company is the best option. In this blog post, we’ll explore the benefits and considerations of registering as a Limited Company, so you

Start the new year stress-free by taking control of your tax return now. With the right preparation and expert support, you can meet the January deadline with confidence. At Clayton Stirling & Co we are dedicated to helping anyone that needs helps with their Self-Assesment, get in touch with us today here.  Know the Deadlines